World Nomads has strict stipulations around coverage for pre-existing medical or dental conditions. The company defines pre-existing conditions as those you have shown symptoms of, had sought or received medical treatment for, or have received a prescription for (or changed your type, usage or dosage) for a specified number of days prior to your policy’s effective date.
However, in some cases a stable pre-existing condition treated by prescription medicine may be covered. If you are taking a prescription for a pre-existing condition that is treated or controlled solely by prescription drugs and there has been no adjustment to the prescription for a specified number of days prior to your policy’s effective date, World Nomads’ definition of pre- existing conditions will not apply.
The time period for pre-existing conditions depends on your age. For example, for ages 0 to 49, World Nomads will not cover any loss or expense related to your medical condition if it is not stable or controlled within the 90-day period prior to your policy’s effective date. For ages 50 to 59, the time period is 180 days and for ages 60 to 65, the time period is 270 days.
Also, World Nomads will not extend coverage if you’ve been prescribed to take nitroglycerin for a heart condition more than once in seven days, or if you’ve had to take oral steroids, such as prednisone, for a lung condition.
