InsureMyTrip Expands In Canada With Insurance Comparison Site

InsureMyTrip has expanded its product offerings in Canada. Both traveling Canadians and visitors to the country can now go online to InsureMyTrip.ca to quote, compare, and purchase travel insurance from the nation’s top providers, including Manulife, TravelGuard and TuGo.

The site offers travelers an expanding portfolio of plans, including all-inclusive plans for domestic and international trips, emergency medical and trip cancellation plans, and Visitor to Canada (VTC) plans.

The site boasts a growing selection of top-rated Visitor to Canada (VTC) plans. These plans provide visitors with emergency medical coverage while in Canada.

“We are excited to extend our reach into Canada and offer travelers a robust option to easily compare-and-buy coverage to fit their needs,” says InsureMyTrip SVP Suzanne Morrow. “As travel rebounds, there is a greater demand for travel insurance options, and our powerful comparison engine delivers that solution.”

Users also have access to a team of travel insurance

…

Travel Insurance for a Chile Vacation (2023)

Chile is a country full of activities — from stargazing in the Atacama Desert to exploring Santiago or hiking through Chilean Patagonia.

Visitors are currently not required to obtain travel insurance before entering the country. However, the US Department of State recommends purchasing insurance to cover medical expenses and evacuations while traveling. Travel insurance will cover prepaid, non-refundable expenses related to flight cancellations, trip delays, medical emergencies and lost or stolen belongings.

The Chilean landscape is a great setting for an unforgettable adventure in South America. However, it is important to remember that Chile has over 2,000 volcanoes, even though there hasn’t been a major eruption since 2015. Having trip cancellation insurance can protect you from losing money if a natural disaster interrupts your trip.

Below are some of the options available for travel insurance for Chile.

Cancel for Any Reason Coverage

Cancel for any reason (CFAR) coverage is an

…

The Top 10 Travel Insurance Companies Of 2023

man on phone with luggage

man on phone with luggage

Traveling can be an exhilarating experience, offering new adventures and memories that last a lifetime. However, it is essential to recognize that unforeseen circumstances can disrupt even the most meticulously planned trips. That’s where travel insurance comes into play.

Here are the top ten travel insurance companies of 2023 to ensure you have the best coverage to protect your travel investment and provide peace of mind.

Photo credit: Danilo Andjus

Photo credit: Danilo Andjus

Travel Insurance Plans

HTH Worldwide – Great For Medical Coverage

HTH Worldwide is a travel insurance company that excels in providing excellent medical coverage, ensuring you receive top-notch medical assistance wherever you go. They offer comprehensive protection for emergency medical expenses and hospital stays.

Nationwide – Best For Upgrades

Nationwide stands out as the best option for upgrades, allowing you to extend your coverage or add specific benefits to tailor your travel insurance policy to

…

HTH Worldwide Travel Insurance Review (2023)

HTH Worldwide Travel Insurance Overview

HTH Worldwide provides three different types of travel insurance coverage. It partners with GeoBlue to offer travel health insurance for short-term trips and expats staying overseas for long periods. Worldwide Insurance Services, LLC owns both the HTH and GeoBlue brands. However, unlike GeoBlue, HTH offers traditional trip protection policies with coverage for emergency medical care and trip interruption and cancellation.

HTH Worldwide’s TripProtector insurance comes in three tiers, with the Economy plan offering basic cancellation, interruption and baggage loss coverage. The Classic and Preferred levels offer similar plans with higher limits and more features. All plans protect against medical emergencies during the trip and offer medical evacuation and death and dismemberment insurance. Group discounts of 10% are available for policies covering five or more people.

HTH Worldwide Coverage

TripProtector Economy is the budget travel insurance plan from HTH Worldwide. It includes emergency medical coverage and

…

Here’s How To Protect A Million-Dollar Trip

With a $60,000 price tag for a family birthday trip to the Mayan Riviera, LaDell Carter knew he couldn’t recommend just any travel insurance to his client.

The custom itinerary featured accommodations in five-star hotels with spa treatments, gourmet meals prepared by a private chef, and plenty of time on Mexico’s white sand beaches.

Carter, the founder and lead travel designer at Royal Expression Travels, had done his research, so when he came to recommend a travel insurance policy, he didn’t hesitate: He suggested a luxury policy from Redpoint Travel Protection.

For $2,400 for a family of four — roughly four percent of the cost of the trip — they could get coverage for the prepaid, non-refundable expenses, plus emergency medical, evacuation coverage and trip interruption.

Redpoint’s Cavalry policy

…

Is Flight Insurance Worth It?

What does flight insurance cover mean?

Flight insurance policies offered through airlines can vary quite a bit depending on the company, but they tend to focus on protecting flight-related costs, such as flight cancellations, instead of coverage for the full cost of your trip.

For example, flight insurance typically offers minimal coverage in the following categories:

It’s important to note that all of these types of coverage are typically included in comprehensive travel insurance plans. Additionally, third-party plans can be tailored for higher coverage in certain areas, such as increased medical coverage limits.

What is not covered by flight insurance by airlines?

As you can see from the coverages included in flight insurance above, there are some glaring gaps in the protection you get.

As an example, having just $10,000 in coverage for emergency medical expenses can easily leave you in a bind if you become sick or injured during

…

Fears of inflation and recession have not slowed down consumer travel

Francesco Riccardo Iacomino | Moments | Getty Images

Persistent inflation and higher interest rates have strained many household budgets, and consumers are shying away from some purchases such as home improvement projects or apparel. But millions of US consumers aren’t giving up their vacations.

A Deloitte survey from last month found that 50% of respondents planned to take a vacation that includes paid lodging during the summer, up from 46% last year. In a sign of strong demand, the Transportation Security Administration screened close to 10 million people over Memorial Day weekend, slightly more than the same period in pre-pandemic 2019. And American Airlines this week raised its adjusted earnings forecast for this quarter, thanks to strong demand and cheaper fuel.

Many travelers are seeing some relief when they book airline tickets or fill up the tank before a road trip, at least compared to last year.

Prices for airline

…

7 Travel Purchases Buyers Almost Always Regret

South_agency / Getty Images/iStockphoto

South_agency / Getty Images/iStockphoto

Your next vacation will offer no shortage of opportunities to overspend — and it’s up to you to know the difference between splurging and squandering.

Next: Don’t Buy Airline Tickets on This Day of the Week
Read: How To Build Your Savings From Scratch

Springing for a fine meal or luxury experience shouldn’t come with any guilt, provided it’s within your travel budget. But any expense that doesn’t add real value should be considered a waste — and every dollar you waste is one you can’t spend on that fancy dinner.

GOBankingRates spoke to a variety of seasoned travelers and industry experts who revealed the vacation purchases you’re most likely to regret.

Some unadvised spending takes place during the vacation itself. Other times, people waste money in the planning and booking phases. Either way, the goal is to spend money on making memories, not on things

…

Finding Safe Budget Accommodations in New York

Last year, I made an impulsive decision to finally visit New York, which I had been postponing for many years. I’ve always wanted to check out the city’s most famous landmarks—like Time Squares and the Empire State Building—as well as the other hidden gems that are known only to born-and-bred New Yorkers. And so, I started booking a flight and packing my bags right away.

There was one tiny problem, though—I had a very limited budget, and New York is definitely not an inexpensive city to visit. I had to cut my travel expenses; Accommodation is one area I’ve decided to spend wisely on, but finding budget accommodation in New York is no mean task!

Although expensive hotels were out of the question, I looked for a place that’s not only cheap but also one where I’d be safe and secure when I visit NYC, as I would be traveling

…

The Drums | Income Insurance Horror Film Reveals The Nightmare Of Inadequate Travel Insurance

Getting Covid-19 while traveling is still a nightmare. To demonstrate this, Income Insurance has created a horror film to showcase the scary outcomes of traveling without adequate Covid-19 insurance coverage.

The 18-minute horror film, Trapped, was created by BBH Singapore, with horror film director Kelvin Tong (Eating Air and The Maid) and music composer Joe Ng.

The film follows a couple who seek refuge at a shabby rundown hotel after catching Covid on holiday and realizing their insurance does not cover them for Covid-19 expenses.

The couple’s stay goes from strange to creepy to chilling and terrifying as they realize the nightmare that is unfolding around them.

The film aims to highlight the importance of buying travel insurance with adequate Covid-19 coverage to avoid unpleasant experiences. Income Insurance chose the horror film approach in a bid to engage and connect with consumers through storytelling.

The film, which is running across

…