Travel Insurance for a Bali Vacation (2023)

It’s not mandatory to buy travel insurance for a vacation in Bali. However, whether you’re traveling to Indonesia for business or pleasure, comprehensive travel insurance is recommended. If you require medical care in Bali, upfront costs can be expensive without medical coverage. In the case of trip interruptions or trip cancellations, insurance helps protect you from financial loss.

From exploring rice fields in Ubud to riding a scooter around Denpasar and rafting the Agung River, adventure activities are popular in Bali. A travel insurance policy with coverage for unexpected injuries is a good idea if you’re intending to participate.

Cancel for Any Reason Coverage (CFAR)

Travel insurance companies offer cancellation coverage with standard policies. However, you’re limited with regard to your reasons for canceling. Typically, they include the death of a family member, hospitalization or similar medical emergencies.

Cancel for any reason coverage, otherwise known as CFAR, is a policy

…

She had travel insurance but injured BC woman still left with a $50K bill

A BC woman is suing an insurance company after she was handed a massive medical bill following her vacation last year.

According to the lawsuit, Chuan Chao was in Texas when he tripped and fell on a sidewalk. The retiree from Surrey was left with severe injuries when he fractured his femur and required surgery in a Houston hospital.

Unlike some other travel horror stories, Chao was prepared for the worst-case outcome and had purchased medical insurance ahead of her trip. She bought it for coverage for her trip through the Pacific Blue Cross and was covered from June 4 to July 2, when she was set to return home.

However, after her surgery, she could not walk and was advised by an orthopedic surgeon that, as a result, “she could not travel.”

Not only that, while she was released from the hospital two days after being injured, she also

…

Is Travel Insurance Worth It?

After booking airfare and locking down your accommodations for that big trip, spending money on travel insurance is probably the last thing you want to do. But the additional expense of purchasing a policy could save you big time in certain circumstances, and depending on the details of your trip, it’s borderline financially irresponsible not to pick up some coverage.

CNBC Select explains what travel insurance covers, when it makes sense to get a policy, and what alternatives to explore if you want some protection without purchasing insurance.

What is travel insurance and what does it cover?

Travel insurance is a type of coverage designed to protect against risks and financial losses before and during your trip. These risks often include unforeseen events such as missed airline connections, delayed luggage, injuries or minor illnesses. The typical price of a travel insurance policy is between 4% – 10% of your prepaid,

…

Expert tips, hacks to make your summer air travel easier

Go ahead, wear your white pants, flip-flops and big straw hat on the plane: Summer is here!

If you’re flying somewhere in the next few months, you probably paid through the nose for those tickets, and you want to do everything to make sure your travels go smoothly.

As we move into this busy travel season, I asked a few travel professionals for their top tips before you leave for the airport. Here’s what they said you should know.

How can I prevent travel bumps?

This summer should (hopefully) be less chaotic for flyers than last summer as airlines are stronger on staffing and executives have promised they’re more prepared for high demand, but you still don’t want to find yourself stuck because of your own poor planning , even if potential issues like those with air traffic control are out of your hands.

Learn more: Best travel insurance

“Definitely

…

What You Don’t Know About Travel Insurance Can Hurt You

Travel insurance companies are coming to the realization that their customers don’t know much about travel insurance, if they know anything at all. And they’re quietly setting out to change that.

How much don’t travelers know? Consider what happened to Harry White. Before he left for a trip to Denmark, he decided to skip purchasing health insurance because he’d heard that healthcare was free in Europe.

“So, I thought, why bother getting medical coverage, right?” says White, who runs a sports website. “Well, that turned out to be a colossal blunder.”

While he was in Europe, he fell ill and was “shell shocked” to discover he had to pay more than $500 for medication.

“Why?” he asks. “Because the Danish government doesn’t extend its free healthcare to folks from

…

IMG Travel Insurance Review | 2023

Protecting a trip with travel insurance is a way to minimize out-of-pocket costs if plans change for your vacation or business trip. The most basic travel insurance policies offer trip cancellation and interruption coverage, which foots all or part of the bill if you call off a trip or change plans for a covered reason.

Headquartered in Indianapolis, International Medical Group (IMG) provides travel insurance that also specializes in travel medical insurance and international healthcare insurance for people visiting the US and elsewhere. In this IMG travel insurance review, we at the MarketWatch Guides Team outline the coverages available and sample rates.

IMG Travel Insurance Overview

IMG travel plans come with standard travel protections, such as coverage for trip delays and cancellations for covered reasons. Its list of reasons for canceling a trip and getting a reimbursement is long, and it includes events like losing a job or being in

…

The Best Travel Insurance Companies Of May 2023

Whether you’re taking a family vacation to Disney World or a romantic cruise through the Mediterranean, travel insurance can help protect your trip from the unexpected. From trip cancellations and flight delays to medical emergencies, travel insurance can protect you financially and give you peace of mind.

There are several different types of travel insurance plans to choose from when shopping for a policy. Here are a few of the common coverage types:

  • Trip cancellation coverage: Helps you recover travel expenses if you can’t travel, though generally limited to specific reasons.
  • Travel delay coverage: Help you cover expenses if your travel is delayed due to a covered reason.
  • Trip interruption coverage: Helpful if you need to cut your trip short. Covered reasons may include an injury or illness on the trip, or a family emergency at home.
  • Medical expenses and emergency evacuation coverage: This covers unforeseen medical expenses when
…

Why Travel Insurance Is A Must

If your flight is canceled or delayed or you miss one, a travel insurance policy can cover the costs at such times and help you book a new one.

As summer vacations open up, travel picks up. Before heading abroad, travelers should ensure they have a comprehensive insurance policy.

Travel insurance ensures protection against a range of emergencies and mishaps.

If you plan a vacation anytime soon, here are important things to keep in mind.

Purpose of the trip

It is important to select your travel policy based on the purpose of your trip.

If you are traveling for work, you can opt for a basic plan that provides coverage for trips or flight cancellations, loss of baggage, passports, or mobile devices, personal accident cover, cover for medical expenses, etc.

“If you are traveling for personal recreation purposes, then in addition to these covers, you can also opt for add-ons

…

WestJet customers holding their breath as strike notice jeopardizes travel plans

MONTREAL — The travel plans of WestJet customers are up in the air after its pilots’ union issued a 72-hour strike notice Monday night.

The gambit by the Air Line Pilots Association kicked off a countdown to a flight crew walkout at 3 am EDT on Friday morning, just ahead of the trip-laden May long weekend.

Vancouver resident Debby Raffard said she’s been anxiously checking social media for updates about her May 22 flight to Hawaii, which she booked with WestJet in November.

“I am beyond upset,” she said, expressing frustration on both sides.

“I don’t have that extra money to pay for another flight, nor do my traveling companions. So we are essentially screwed here,” Raffard said, noting the group made a non-refundable condo booking.

WestJet subsidiary Swoop notified customers there is no impact on operations so far. But WestJet said Monday night it had started preparations to cut

…

3 times travel insurance is worth it

gettyimages-1369222099. jpg
If you’ve paid for a non-refundable excursion, travel insurance may be worth getting.

Thomas M Barwick INC/Getty Images


Memorial Day is just days away and, with it, the unofficial start to the summer traveling season. As a result, many people are preparing for their long-awaited vacations. While an organized itinerary can help make things run smoothly, it won’t offer much of a buffer in case things go wrong. this is where travel insurance can help. By insuring their trip, travelers can get protected against a wide variety of issues and emergencies. And it doesn’t need to be expensive – it’s generally costs just 4% to 8% of your total trip costs.

That said, like all financial products and services, there are better times to get travel insurance than others. We will explore three of the best times to get a plan below. If you’re considering insuring your next trip,

…