Average Cost of Travel Insurance for the Week of July 18, 2023

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own.

  • The average travel insurance premium this week is $309, down significantly from last week.
  • For travel within the United States, the average premium is $184-$368.
  • Travel insurance protects against delayed baggage, trip cancellations, and more.

The average cost of travel insurance has decreased significantly over the past week, according to data from travel agency SquareMouth. The average premium is $309.17, down 10% from last week’s average of $343.75. Keep in mind that where you’re traveling and how many people are taking the trip will affect your exact premium.

Travel insurance weekly rates at

…

Should I declare a past medical condition to my travel insurer?

Gill Charlton has been fighting for Telegraph readers and solving their travel problems for more than 30 years, winning refunds, righting wrongs and suggesting solutions.

Here is this week’s question:

Dear Gill,

This year my wife and I set about buying annual travel insurance for visits to Europe. We’ve used Aviva in the past, so I telephoned an agent to discuss cover. I told him about my wife’s operation for bladder cancer in February 2020 and that annual check-ups had since been clear. We were told that, as the condition was resolved more than two years ago, it was no longer an issue.

However, the premium of £260 for both of us was quite high, so I entered our details into Moneysupermarket’s comparison site. The only question asked was: “Do you have a pre-existing medical condition?” I answered “No” on behalf of both of us. The site then offered a

…

Travel Insurance for a Jerusalem Vacation (2023)

The short answer is yes, you need travel insurance for a trip to Jerusalem and other regions in Israel. The fact is, the Middle East is a volatile part of the world, and unexpected events occur more often there than in other overseas locations.

If you buy insurance for a trip to Jerusalem, you must include COVID-19 in your medical expenses coverage. This is required by Israeli law. Many insurance companies now treat COVID-19 like any other illness. You can find details in the terms and conditions of your insurance policy.

Having travel insurance can benefit your vacation beyond just COVID-19 coverage. Your insurance will also pay for any medical expenses should you need urgent treatment for an accident or injury.

A good travel insurance plan will allow you to reclaim your trip costs should you need to cancel your vacation. Likewise, travel insurance can reimburse you for any interruptions

…

Is An Annual Travel Insurance Policy Worth It?

Peter M. Zollman doesn’t stop traveling. In the last few months, he’s been to Berlin, Lisbon, New York, Las Vegas, and visited Utah’s famous national parks. But lately, he’s started to wonder if an annual travel insurance policy might be right for him. An annual (also called a multi-trip) policy covers all of your trips for an entire year.

“What’s the coverage like?” asks Zollman, a marketing consultant based in Orlando. “And what are the pitfalls of annual insurance?”

Actually, annual travel insurance is made for travelers like Zollman. But he’s right — there are some important limits.

“Annual plans are designed for travelers who are taking multiple trips a year and do not have set dates,” explains Bailey Foster, vice president of trip insurance at Trawick International.

For example, Trawick’s annual plans cover

…

Travel Insurance for a Costa Rica Vacation (2023)

Cancel for Any Reason Coverage

Most travel insurance policies include trip cancellation coverage that reimburses you all or most of your travel expenses if you’re forced to cancel your travel plans.

However, travel insurance will not provide you with a reimbursement for any reason. When you sign onto travel insurance coverage, you’ll be provided with an acceptable list of situations when you can cancel your trip and claim reimbursement for travel and lodging expenses. Some commonly covered cancellation reasons include the following:

  • Court-ordered appointments (like bail hearings or jury duty)
  • Death of a family member
  • Death of a traveling companion
  • Military orders

Cancel for any reason insurance (CFAR) extends your travel insurance to provide reimbursement for a broader range of circumstances. With few exceptions, CFAR insurance upgrades allow you to claim a partial reimbursement when you need to cancel your trip, no matter why. CFAR insurance is more expensive than

…

Introducing Events Traveler, a One-Stop Travel Website Offering Complete Travel Solutions at Affordable Prices

PRESS RELEASE

Published July 19, 2023

The premiere travel website aims to offer a variety of travel products at low rates, including travel insurance, airline tickets, vacation packages, cruises, as well as tickets for concerts and sporting events

It is generally true that people are often looking for affordable travel options. While some travelers prioritize luxury and are willing to pay a premium for high-end accommodations and amenities, many others seek out budget-friendly options that allow them to see the world without breaking the bank. This is especially true for budget-conscious travelers, students and families. Events Traveler was launched as a platform to meet the needs of these budget-conscious travelers.

Founded by Michael Holtz, who has been in the customer service industry for the last three decades, Events Traveler is a travel website dedicated to providing a complete travel solution. Offering a wide range of travel products at low rates,

…

What Is Group Travel Insurance? Who It’s for and How to Get the Best Deal

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own.

  • Group travel insurance is a single policy that covers groups of 10 or more.
  • Everyone in the group must have the same itinerary and travel to the same destination.
  • Shop early and compare quotes to get the best deal.

Whether you’re preparing for a large family reunion in another state, booking a business trip with colleagues, or traveling with your college crew to a new country, you might want to consider travel insurance for the entire traveling party.

Here’s what you need to know about group travel insurance — how to determine if

…

Get a Waiver for Coverage

Our experts answer readers’ insurance questions and write unbiased product reviews (here’s how we assess insurance products). In some cases, we receive a commission from our partners; however, our opinions are our own.

  • Most travel insurance companies offer pre-existing condition waivers for stable medical conditions that already exist.
  • Policies with waivers do not usually cost more, but you need to purchase coverage within a specified timeframe.
  • Keep in mind that some pre-existing conditions aren’t eligible for a waiver.

Medical travel insurance is a great way to protect your health and finances when traveling. If you have a pre-existing medical condition, you might assume you can’t get coverage. Luckily, that’s usually not the case.

Here’s everything you need to know about pre-existing conditions and travel insurance, including

…

What You Need To Know (2023)

Some countries require foreign visitors to show proof of travel insurance for a variety of reasons, including unstable diplomatic relations or visa requirements. For example, you must purchase travel insurance to obtain a long-term travel visa for the Schengen area.

The following countries require travel insurance as of June 2023:

  • Bermudas
  • Bhutan
  • Try
  • The Galapagos Islands
  • Myanmar
  • Qatar
  • Russia*
  • Saudi Arabia
  • Schengen Visa countries*
  • Sri Lanka
  • Ukrainian

*Requires travel insurance or can request proof of insurance to issue a visa. Note that the above list is not exhaustive.

Many countries introduced pandemic-related entry requirements, including vaccination and travel medical insurance, which are now being revoked. But even if travel insurance is not required, the US Department of State highly recommends purchasing a policy to cover unexpected medical expenses while you’re overseas.

Whether you want to travel to Turkey, Thailand, Jamaica or the Bahamas, entry rules change frequently. Below are some

…

What travelers say about how to navigate travel insurance and leverage credit cards or frequent flyer points

It doesn’t take long when you’re visiting with other travelers to figure out that everyone likes things a certain way.

Some travelers only fly Alaska Airlines. Others won’t fly the red-eye. Still others simply have to have an aisle seat.

Last month, I hosted several get-togethers, called Travel Pop-ups, just to chat with travelers about where they’re going, trips they’ve taken and to glean valuable tips on getting the most bang for the travel buck.

Some topics kept coming up, like Alaska Air’s credit card with Bank of America, travel insurance and the actual value of frequent flyer points.

Several travelers asked about recent changes to Alaska’s credit card, particularly new requirements for getting a companion pass every year.

Many travelers, included myself, carry more than one of the cards specifically to take advantage of the companion pass. When you buy one ticket at the best available price, you can

…